Common Misconceptions About The Cost Of Home Care

There often comes a time when elderly people require support and assistance with general day-to-day tasks and, when this time comes, many prefer to stay in their own home. Instead of moving into a residential care home, elderly people have the option to stay in surroundings they trust and are comfortable with and receive home care services instead. Generally speaking, this is the preferred option and it has a number of unique advantages. 


It isn’t uncommon for people not to know much about home care though, especially the cost of this type of care, and there are lots of misconceptions in this regard. If you know someone who would benefit from some care and support at home but you’re struggling to find correct information about the costs associated with arranging this, keep reading today. Below we have debunked some of the most common misconceptions that people tend to come across. 


“Home care costs more than a residential care home”


This is probably one of the biggest misconceptions surrounding home care costs and generally speaking, an effective home care package will cost far less than staying in a residential care home. Due to the way that home care is priced, depending on the level of support that is required, some find that there is a significant difference in the cost of these two types of care. 


“Your local council will pay for home care”


Whilst for some, their local council will contribute towards the cost of their care, this isn’t always the case. In order to potentially receive financial support for home care, a needs assessment and a financial assessment will need to be undertaken. 


Unfortunately, many don’t receive long term support from their local council and they end up self-funding their home care. This can be because their health needs were not viewed as being significant enough or because they have assets over £23,000.


“Home care services have a set price across providers”


The home care market can be quite difficult to navigate as there are a vast spectrum of providers and a wide range of prices set. When self-funding home care, you can generally expect to pay around £20 – £30 per hour for domiciliary care services and you may pay slightly more for other services such as personal care services. 


“There is no financial guidance available when self-funding care”


Lots of people don’t realise that they can get independent support when they’re trying to arrange home care. Working with independent care brokers can be incredibly beneficial when self-funding care as they will work with you to stretch your budget as far as it can go.


Independent care brokers will also negotiate with trusted providers to reduce care costs as much as possible too, making home care budget-friendly. Generally speaking, the cost of a management service provided by care brokers is typically £12 per week, but the savings they can achieve will be considerably more than this service cost.


“You will pay the same amount every month for home care”


Again, for some, home care services may cost them the same amount every month, but this isn’t usually the case. Due to the fact that home care tends to be charged per hour, unless you receive the same type of care for the same number of hours, the overall cost of a month’s care services can differ from month to month.


“The more you pay for home care, the better it will be”


This is another huge misconception and when self-funding care, price shouldn’t be the only consideration when choosing a care provider. The care market isn’t an exemplary model and paying more definitely doesn’t guarantee better care. Ideally, you should seek out a reliable and outstanding care provider who also offers value for money. 


Finding out more about the cost of home care 


Hopefully, when you’re looking to find out more about the cost of home care, the information above will be beneficial. Should you have any unanswered questions though, please don’t hesitate to contact us here at Care Captains. We are independent care brokers and can provide you with the information that you require in relation to paying for private home care. We understand that this can be quite complicated, but we’re here to help in any way we can. 


Should you wish to go ahead and arrange for home care, this is something else that we can help with as independent care brokers. We can assist with everything from designing a bespoke care plan to managing your personal budget for you, so you won’t have to worry about anything. We pride ourselves on helping people navigate their way to the best possible care and you can rely on us to provide you with the expert guidance and advice that you need at this time. We look forward to assisting you further with private home care services. 

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